Click here to get a copy of the Williamson County Official Public Records Audit Report.
What to look for: Search our Official Public Records for your Deed of Trust. On it should be your Original Lender's name. Then look for any Assignments that show who you have made your mortgage payments to because the note was transferred to that entity. You do that by entering your last name first name in the "Grantor" field of the search screen. Look for ASSN, SI and DT documents to start your paper trail. If there are missing links or nothing there at all regarding your current mortgage payee, call the last lender that you paid and see if they will help you by filing an Assignment document which assigns your mortgage to them. If not, call the Better Business Bureau or the AG's Consumer Protection office or seek the advice of a competent attorney who has received training on foreclosures.
If you have received a foreclosure notice, there are other items to look for on the documents including the order in which the entity filed the Notice of Substitute Trustee and subsequent documents. You may also need to check the list of alleged robo-signers to see if that may also be a problem. There are various websites that can educate you on the foreclosure process.
Texas Property Code Sec. 11.001. PLACE OF RECORDING. (a) To be effectively recorded, an instrument relating to real property must be eligible for recording and must be recorded in the county in which a part of the property is located. However, if such an instrument grants a security interest by a utility as defined in Section 261.001, Business & Commerce Code, the instrument may be recorded as required by Sections 261.004 and 261.006 of that code, and if such instrument is so recorded, the lien and the secured interest created by such instrument shall be deemed perfected for all purposes.
Texas Local Government Code 192.001 General items. The county clerk shall record each deed, mortgage or other instrument that is required or permitted by law to be recorded.
192.007 To release, transfer, assign or take another action relating to an instrument that is filed, registered or recorded in the office of the county clerk, a person must file, register, or record another instrument relating to the action in the same manner as the original instrument was required to be filed, registered or recorded.
Link to forms to be filed in the District Clerk's office to protest a fraudulent lien.